Banking Products
Enterprise Core Platform · Service-Oriented Architecture

Qodes Modular Core Banking Solution (CBS)

Comprehensive, web-enabled, and modular core banking application designed to address end-to-end retail, commercial, and financial inclusion operations.

Two decades of Tier-1 banking heritage•Australia & India delivery centers•SLA & Compliance Guaranteed
Qodes Modular Core Banking Solution Product Interface
Service Overview

Qodes Modular Core Banking Solution (CBS)

Key Deliverables & Core Tenets

What We Deliver

End-to-end multi-currency General Ledger and transactional accounting

Configurable deposit, loan, and collateral management product engines

Seamless integration with Internet, Mobile, and ATM delivery channels

Comprehensive microfinance, financial inclusion, and community banking features

Automated APRA regulatory reporting and compliance data feeds

High-performance architecture with 24/7 continuous operation

Service-Oriented Architecture

Modular components communicating via standard enterprise APIs, allowing flexible extension and painless integration with legacy systems.

Real-Time Ledger Engine

High-throughput transactional core delivering immediate balance updates, automated reconciliation, and continuous multi-branch settlement.

Institutional Security

Granular role-based access control, dual-authorization (maker-checker) workflows, and immutable audit telemetry.

Service Approach

Designed for Reliability & Clarity.

QODES Systems Core Banking Solution is a comprehensive, scalable integrated business platform designed to address the end-to-end operations of modern banks, credit unions, and non-banking financial companies (NBFCs).

Built on an agile, Service-Oriented Architecture (SOA), our platform streamlines and simplifies banking processes across the core ledger, branch teller networks, mobile banking, and e-banking digital channels.

With modular and easy-to-configure product engines, financial institutions can rapidly launch new deposit products, customize interest accrual tiers, and deploy automated credit origination with complete regulatory confidence.

Scope of Delivery

Services Provided & Practice Modules

Click any service below to review concrete deliverables and functional coverage.

Included Deliverables:

Customer Information File (CIF) and 360-degree customer relationship management
Current & Savings Accounts (CASA) with dynamic interest rate schedules
Term Deposits and Recurring Deposits with automated maturity rollover rules
Commercial Lending, Retail Credit, and Microfinance loan origination
Collateral Management, asset valuation, and lien tracking

Executive Consultation

Deploy a Modern Core Banking Solution

Request a technical demonstration of the QODES Core Banking Solution and consult with our principal enterprise architects.