Banking Products
Digital Channels · FAPI & MFA Secured

Institutional Internet Banking Platform

Omnichannel web-banking platform delivering real-time payments, multi-entity corporate treasury management, and hardened security for retail and business banking.

Two decades of Tier-1 banking heritage•Australia & India delivery centers•SLA & Compliance Guaranteed
Institutional Internet Banking Platform Web Interface
Service Overview

Institutional Internet Banking Platform

Key Deliverables & Core Tenets

What We Deliver

Frictionless self-service onboarding and digital account opening

Real-time NPP PayID, BPAY, and SWIFT cross-border transfers

Multi-entity corporate treasury management with dual-approval workflows

Instant term deposit creation and automated maturity configuration

Adaptive multi-factor authentication with hardware token support

Comprehensive white-label customization aligned with institutional branding

Real-Time Payments Hub

Direct integration with Australian NPP, BPAY, and RTGS payment rails delivering instantaneous settlement and instant beneficiary validation.

Multi-Tier Corporate Approval

Granular authorization matrices for corporate accounts supporting dual-authorization, maker-checker limits, and payroll batch releases.

Hardened Security Layer

Out-of-band push authentication, cryptographic transaction signing, and automated session termination on threat detection.

Service Approach

Designed for Reliability & Clarity.

The QODES Systems Internet Banking Platform empowers financial institutions to deliver secure, responsive, and intuitive online banking experiences for retail, SME, and commercial clients.

Engineered with a micro-frontend architecture and backed by secure REST APIs, our platform enables account holders to conduct instantaneous domestic and cross-border fund transfers, schedule recurring payments, manage debit/credit cards, and access e-statements without visiting a physical branch.

Built to institutional security standards, our platform features Adaptive Multi-Factor Authentication (MFA), FAPI-compliant security, and continuous session anomaly detection to eliminate account takeover risks.

Scope of Delivery

Services Provided & Practice Modules

Click any service below to review concrete deliverables and functional coverage.

Included Deliverables:

Real-time account balance queries, mini-statements, and downloadable PDF/CSV statements
Internal book transfers, third-party domestic transfers (NPP PayID, Osko, BPAY)
Online fixed and term deposit opening with automated interest calculators
Debit and credit card management (freeze, PIN change, transaction limit adjustment)
Automated utility bill payments and scheduled recurring standing orders

Executive Consultation

Modernize Your Online Banking Experience

Request an interactive demonstration of the QODES Internet Banking Platform and discover our modular white-label delivery options.