Omnichannel web-banking platform delivering real-time payments, multi-entity corporate treasury management, and hardened security for retail and business banking.
Key Deliverables & Core Tenets
Frictionless self-service onboarding and digital account opening
Real-time NPP PayID, BPAY, and SWIFT cross-border transfers
Multi-entity corporate treasury management with dual-approval workflows
Instant term deposit creation and automated maturity configuration
Adaptive multi-factor authentication with hardware token support
Comprehensive white-label customization aligned with institutional branding
Direct integration with Australian NPP, BPAY, and RTGS payment rails delivering instantaneous settlement and instant beneficiary validation.
Granular authorization matrices for corporate accounts supporting dual-authorization, maker-checker limits, and payroll batch releases.
Out-of-band push authentication, cryptographic transaction signing, and automated session termination on threat detection.
Service Approach
The QODES Systems Internet Banking Platform empowers financial institutions to deliver secure, responsive, and intuitive online banking experiences for retail, SME, and commercial clients.
Engineered with a micro-frontend architecture and backed by secure REST APIs, our platform enables account holders to conduct instantaneous domestic and cross-border fund transfers, schedule recurring payments, manage debit/credit cards, and access e-statements without visiting a physical branch.
Built to institutional security standards, our platform features Adaptive Multi-Factor Authentication (MFA), FAPI-compliant security, and continuous session anomaly detection to eliminate account takeover risks.
Scope of Delivery
Click any service below to review concrete deliverables and functional coverage.
Included Deliverables:
Executive Consultation
Request an interactive demonstration of the QODES Internet Banking Platform and discover our modular white-label delivery options.